{
    "query": {
        "bic": "ZZZZZZ99XXX",
        "success": true
    },
    "bic_valid": false,
    "bic_active": false,
    "directory_results": {},
    "services": [],
    "error": {
        "code": "803",
        "message": "BIC Code not found in directory."
    }
}